Jacob Shamblin

If you're working from home but still paying commuter-level auto insurance rates, you could be overpaying by $300-$700 annually¹. As remote work becomes permanent for millions of Americans, insurance companies are quietly maintaining pricing models designed for daily commuters.

The average American overpays for auto insurance by $1,126 annually¹. In today's economy, that's money you can't afford to waste. Here's how to get the best car insurance rates without sacrificing coverage.